1% Digital Lending - Fintech & Money Lending
A licensed digital money-lending business giving everyday Ugandans and small businesses fast, mobile-first access to credit.
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Uganda's Member-Led Investment Club
Disciplined capital, compounded together.
1 Percent pools the capital and judgement of its members to invest directly in vetted Ugandan businesses - from digital lending to agribusiness and trade finance - backed by rigorous due diligence and transparent reporting at every stage.
Featured Opportunities
Where members are currently deploying capital
Every opportunity is researched and risk-rated by the committee before it reaches members.
Mixed Farm Project - Wakiso District
A diversified farming operation combining coffee, maize, and poultry on secured land in Uganda's central farming belt.
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Trusted by Members
What members say about investing with us
“The transparency around due diligence is what keeps me investing through the club rather than alone.”David M. Member since 2021
“Quarterly reporting is clear and the committee actually answers questions in plain language.”Amina N. Member since 2022
“Structured, professional, and the returns have consistently matched what was presented.”Robert K. Member since 2020
Latest Insights
Investing and finance, explained clearly
What Is LPO Financing, and Why Are We Investing In It?
An explainer on Local Purchase Order financing, the trade-finance gap it closes for Ugandan SMEs, and how the club underwrites it.
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Growing Together: Inside Our Mixed Farm Project
Why the club chose diversified farming - coffee, maize, and poultry - over a single-crop bet, and what that means for members.
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Inside Our Fintech: How Digital Money Lending Works in Uganda
A closer look at the mobile-first lending business behind one of the club's opportunities, and why alternative credit scoring matters in Uganda.
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Membership gives you access to full due diligence packs, quarterly reporting, and every live opportunity.